Keeping Up with Those More Frugal

If you’ve been reading personal finance blogs for very long I’m sure you’ve come across at least one post about how keeping up with the Jones family down the street can harm your finances by causing you to spend more money on things you may not even truly value. But did you know that swinging […]

Financial Implications of Being Sick

It’s just that time of year I guess. Between colds, stomach bugs, being miserable with allergies, and strep throat, lots of illnesses have been making their rounds through my group of friends, my family, and my co-workers at both of my jobs. In fact, I had to take a sick day myself back in January. […]

Keeping Lifestyle Inflation Under Control

At the end of each calendar year, my full-time employer reviews our performance and decides if we deserve a raise, and if so how much we should get. They are willing to consider our input as far as what we feel that we’ve accomplished, things we need to work on and learn more about, and […]

Financial Implications of Working Outside the Home

We all know there are pros and cons of working outside the home when compared to working from home or being self-employed. Things that often come to mind are issues with flexibility of your work schedule, and creating a work-life balance. Ever since I started freelancing online, I’ve had a goal of quitting my full-time […]

Financial Implications of Winter

Winter weather is in full swing here, which is very depressing to me. I absolutely detest winter time. In fact if I were a full-time freelancer, I’d probably only leave the house during winter time to get groceries once a week. Other than that, I’d stay inside where it’s warm-ish and cozy-ish. (I say “ish” […]

Why I’m Still Paying for my Gym

A couple of weeks ago, I told you about 4 things I wouldn’t do to save money. You can add another one to the list today. I’m not willing to give up my gym membership to save money and help myself get out of debt faster. I love working out at my gym and though […]

Going Out to Eat: If You Can’t Beat ’em, Join ’em!

I’m ready to admit it. I’m pretty much a terrible PF blogger. Why? I still pay for TV service. I pay for a gym membership every month. I pay someone to clean my house. I like to eat out. There I said it. I LIKE TO GO OUT TO EAT! As much as I’ve talked about how […]

Financial Implications of Workaholism

As evidenced by my non-existent work-life balance and as we’ve previously discussed, I’m a total workaholic. (And that post about my Typical Day was written before I started freelancing online!) According to good ‘ol Wikipedia: “A workaholic is a person who is addicted to work. While the term generally implies that the person enjoys their work; […]

Financial Implications of Living in a Small Town

WTH is a small town anyhow? According to Wikipedia, “a town is a human settlement larger than a village but smaller than a city. The size definition for what constitutes a “town” varies considerably in different parts of the world.” The word “town” is further broken down in the section about the United States: ” In some […]

September’s Budget = Blown

Well folks, it’s only Tuesday morning and only the 9th of September and I’ve already blown my budget out of the water. Which means September is going to be scary! How did I manage to blow my budget? Well, lets just say Sunday and Monday were very, very expensive days. I guess you can just call […]